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辽宁平安普惠雪中送炭 助力小微客户融资破局

文章来自:今日财经
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发布时间:2022-03-24 13:37:50
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平安普惠专注服务小微客群17年,累计服务客户1680万人,协同各类市场主体优势能力和资源,助推金融资源流向普惠型小微客群,破局“融资难”。大学刚毕业来到沈阳开餐馆的小李不久前就遇到了“融资难”的问题。

来自辽宁省抚顺市的小李大学毕业后一直在沈阳闯荡,但始终没有找到满意的工作。一次同学聚会时,发现沈阳斗姆宫街道旁边的餐馆生意红火,平时爱做饭的他就萌生了开面馆自己创业的念头。

经过考察发现,斗姆宫街道属于沈阳市的中央城市商务区,房租价格高昂。小李掏光了所有的积蓄,还向亲戚借了钱,凑了5万块钱后,面馆勉强开张了。刚开始创业,一切都要从零开始。每天早晨5点,小李都要去早市采购新鲜的蔬菜和肉类,创业资金并不充裕的他为了节约成本,会和菜商一分一毛的砍价。但最让他焦虑的是不断上涨的物价,主料、配料、水电、煤气......一切都压得他喘不过气来。虽然疲惫但想到“面馆开着才有机会赚钱,关门就永远没有了希望”,小李就会重新打起精神。但解决资金问题迫在眉睫,在朋友的介绍下小李认识了平安普惠辽宁分公司咨询顾问小张,了解到李先生名下有保单,征信也很好,结合李先生需要的用款数额,小张向他推荐了平安普惠的信贷产品。经过详细介绍,李先生当即在平安普惠APP提交了借款申请,并通过AI智能机器人进行了远程面签,客户对流程非常满意,那天外面还下着雨,客户在家中便完成了出额放款,李先生特别开心,第一觉得不用麻烦亲戚朋友了,第二放款快、痛快。“这世界从来都不缺少锦上添花,缺的是雪中送炭!”李先生感慨的说。

未来,平安普惠会继续秉承“金融+科技”双轮驱动,始终聚焦服务小微企业主的融资需求,助力实体经济发展,坚持做“小微企业主身边的普惠信贷服务”。

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